Welcome to our website, where you’ll find a wealth of information on financial planning, Financial Wellness and what you can do to improve your chances at a successful retirement.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

These are the questions that keep people up at night 

  • ​What do I do with my 401k?
  • Will my IRA be enough?
  • I’ve been laid off from my job.  What do I do now?
  • Do I have a “pension gap”?
  • How big is my retirement shortfall?
  • ​Will my money last as long as I do?
  • How will inflation impact my retirement?
  • How will taxes affect my income and cash flow?
<
>
You’ve built up your 401(k) at your employer, but it’s time to leave or retire. What you decide to do with your nest egg is one of the most important decisions for your financial future. Don’t risk losing as much as 40% of your retirement fund to taxes. We can help you evaluate different options to see which best serves your unique goals.
While it’s ideal to have more than one source of income fueling your retirement, for many their IRA is their sole source of savings. So the big question is always, “Will it be enough?” We can review your financial resources with you, investigate other potential income sources and let you know exactly what you will need to live the retirement you’ve always imagined.
Being laid off from a job is a stressful event. Your world is turned upside down and you worry how you will survive without that steady paycheck. If you received an exit package, you have important decisions to make. Do you have a 401(k) you need to move? While it’s easy to dwell on your job loss, it’s best to focus your energy on your future. We can help.
Company pension plans, once counted on to fund a worker’s retirement lifestyle, are dwindling to record-low levels. If you are lucky enough to work for a company that offers one, we congratulate you. But we also know there may be a gap between the income that pension provides and what you will need in retirement. We can help you close that gap with a plan to generate additional income in retirement.
The earlier you start, the more successful you will be in recognizing a downfall and building a plan to remedy it. But how do you know if you will have one…and how deep might that shortfall be? We use advanced software to tell us exactly where you stand, both now and in the future. Then we let you tell us how you plan to sped your retirement
Medical advances mean we are all living longer. Did you know that if a couple reaches age 65, it’s likely at least one of them will live into their 90s? Do you have a plan to make your money last as long as you do?
This may be one of the most important questions you will ask. Because what good is a plan if all it provides is a benefit in today’s dollars, not in future dollars when everything is likely to cost more. Because we have access to a wide range of products, and are independent in our recommendations, we introduce you to strategies that can make your income build.
One of the most difficult things for people thinking about retiring is changing their mindset from an accumulation phase to a distribution phase. As you plan for or enter retirement, your focus should be on allocating assets to emphasize safe and secure streams of income…and developing strategies to minimize any potential tax impact so you can keep as much of the wealth you’ve built as possible.
​We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often.  At the very least, you can receive a second opinion on your current situation, and perhaps, make a new friend for life.

Financial Planning

Every day we face challenges managing our finances. Stock market swings, fluctuating interest rates, taxes, debt and inflation - the effects can be unsettling. In times like this, creating a solid financial plan can be a critical step in ensuring financial security.

Retirement Planning

Retirement Income planning begins where the accumulation of assets ends. One of the most difficult things for people to change is their mindset when moving from an accumulation phase to a distribution phase when they start thinking about retiring.  

Lifetime Income

Income Planning is best when we work toward a strategy that allocates assets in a manner that places a heavy emphasis on safe and secure streams of income that continue over long periods of time.

Long-Term
​Care

IRA
​Solutions

Wealth
​Transfer
If you wish discuss and explore the options that are available to you regarding your Financial Wellness you can contact us at 
623-738-3756.
Site powered by IXN Tech